01 /FHA Loans
Government-insured financing with down payments as low as 3.5% for eligible borrowers.
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Helping live the American dreamExplore financing options and learn what each program offers, why borrowers use it, and how it may fit your plans.
01 /Government-insured financing with down payments as low as 3.5% for eligible borrowers.
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02 /Home financing for eligible veterans, service members and qualifying surviving spouses.
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03 /Financing for eligible primary homes in qualifying rural areas, with no down payment for qualified borrowers.
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04 /Financing for loan amounts above the applicable conforming loan limit for the property location.
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05 /Conventional mortgage options following Fannie Mae guidelines, including HomeReady for eligible borrowers.
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06 /Conventional mortgage options following Freddie Mac guidelines, including Home Possible and HomeOne.
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07 /A mortgage that combines a home purchase or refinance with eligible rehabilitation costs.
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08 /Eligible homeowners can access a portion of their home equity; FHA HECM loans are available to homeowners age 62 or older.
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09 /Financing options for eligible manufactured homes in mobile-home parks, including homes on leased land.
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10 /Mortgage options using an Individual Taxpayer Identification Number instead of a Social Security number.
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11 /Financing options for eligible non-U.S. citizens who reside primarily outside the United States.
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12 /Self-employed borrowers may document income using 12 or 24 months of personal or business bank statements instead of tax returns.
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13 /Self-employed mortgage options using a business profit-and-loss statement to document qualifying income.
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14 /Investment financing that generally evaluates rental income against the property’s qualifying housing expenses.
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15 /A revolving home equity line of credit that can be drawn as needed during a set draw period.
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16 /A separate mortgage that typically provides a lump sum secured by home equity, leaving the first mortgage in place.
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17 /Financing for building a new home or, with certain programs, major renovations.
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18 /Certain investment programs do not require traditional personal income documents such as W-2s, pay stubs or tax returns.
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