Fannie Mae (FNMA) Loans

Conventional mortgage options following Fannie Mae guidelines, including HomeReady for eligible borrowers.

Why choose this option?

A buyer may want conventional financing with a low-down-payment option; HomeReady can allow as little as 3% down when eligible.

What can it be used for?

Purchase a home or refinance an eligible existing mortgage.

How it works

HomeReady has income and other eligibility requirements. Mortgage insurance generally applies with less than 20% down. Fannie Mae supports lender financing; it does not originate your mortgage directly.